The case information listed as below:

The man is 55 years old, the US citizen, self-employed and making about $2,100 a month. In September 2017, he went to Asia and married with a 28 years old local lady, and then he came back to the US. His new wife also came to the US in 2017 with a B2 Visa (visitor). In February 2018, they called our office and inquired how to get a cheap health insurance. Note, the wife has no a SSN and can only legally stay the US for 6 months. After studied their case and collected all documents, even though it was passed the deadline to apply for 2018 health insurance, our office helped them to apply for 2018 Obamacare for a special period enrollment, and finally got approved. However, within next three months, the FFM (the government agency) required that the husband to provide proof of family income and the wife to provide proof of document showing she can continue to legally stay in the US. The husband confirmed with us before the applying that there are lots of ways, which they have no any problem, to meet these requirements. Here is the latest update: while I was writing this case online, this husband did send in a document that was from a government agency, which was showing his wife could temporarily stay in the US. Please note, getting this document was a critical step for his wife to legally stay in the US, and also let the young woman change her immigration status in the easiest and cheapest way, which only cost $800 for a RT airline ticket plus $2 a month for health insurance.   End of the case. 

The case information listed as below:

The man, 41 with greencard, is a SPA business owner with a 15 years old son and owner’s mother is working at the clinic also. The woman, the owner’s new girl friend, 40, greencard, with her 18 years old son just came to the US in 10 months ago, recently joined his family. They make about total $40,000 a year and all of them missed the deadline to buy health insurance. They called our office for help. After done detail researches for this case, we found that, according to their current situation, this family may not get free health insurance from OHP due to short period of residency, even though the family total income was qualified. They may not get tax credits from 2018 Obamacare neither because missed deadline. However, they can apply for group health coverage through Obamacare SHOP program, since they make money from their SPA clinic. In this way, they may not be limited by the deadline, but also can save up to 50% of health insurance premium. They took our proposal and we proceeded their application.   End of the case. 

She is 28 years old and entered the US with F1 Visa as an international student from Asia. She was looking for health insurance when she became post-graduation job hunter. She first tried to apply this insurance on the government website called MarketPlace, but failed due to her immigration status (has no greencard); then she tried on commercial market and also failed due to missed deadline of open enrollment. Finally, she came to our office and asked help to get a regular health insurance with some discounts. After analyzed her situation, we advised and enrolled her in a small business health insurance called SHOP program, which may save the business owner up to 50% costs for everybody (including family members) within this business. Got our helps and approval for this savings, the owner was very happy to pay 100% for her health insurance, since the owner family also saved $1386*50%=$693 monthly insurance premium due to her enrollment.   End of the case.